GENERAL BUSINESS TERMS AND CONDITIONS FOR CASHBACK WORLD MEMBERS
Amended: March 2018
Preamble
A. myWorld Retail Services UK Limited (myWorld), a company registered at 40 Bank Street, London E14 5NR, with Company Registration Number 6932198 operates a shopping community that enables participants (Members) to receive Member Benefits by making a Purchase from a Loyalty Merchant as part of the Cashback World Programme. Members are registered with myWorld, enabling them to purchase goods and services from Loyalty Merchants, and, thereby, to generate benefits in the Cashback World Programme.
B. Any term or condition that appears in bold italics can be found in Appendix I, a glossary of defined terms. The terms in Clauses 1 to 16 of these GTCs are binding.
1. Object of the Contract
1.1 A Member’s Purchases are recorded under the Cashback World Programme. A Member can use the following methods to make Purchases: Cashback Card and myWorld’s online platforms as a basis for making Purchases from Loyalty Merchants' Online Shops. See Clause 4.3 for more information about the methods for recording Purchases.
1.2 In accordance with these GTCs, a Member is authorised to participate in the Cashback World Programme and to receive Member Benefits.
2. Basis of the Contract
2.1 Upon acceptance by myWorld of an application to register, the applicant will become a Member and receive a personal, non-transferable Membership ID. This entitles him to participate in the Cashback World Programme; see further Clause 16.2 .
2.2 In order to complete the contract, a Member must apply to be registered using a registration flyer provided by myWorld, or apply online using myWorld’s online registration form. He may also register with a Loyalty Merchant.
2.3 A Member warrants that the information that he has provided to myWorld is correct and shall fully indemnify and hold myWorld against all liabilities, costs, expenses and losses arising out of or in connection with a breach of this provision. A Member undertakes to inform myWorld without undue delay of any changes to the personal data provided at the time of registration (in particular address, e-mail address, bank account details, telephone number etc.).
2.4 Each natural person or legal entity is only permitted to register once (i.e. only one Membership ID). For registration, a Member must enter a home or business address (registered office). If a Member attempts to register more than once with the aim of obtaining extra Member Benefits, myWorld reserves the right to terminate the contractual relationship with good cause and revoke any Member Benefits obtained in this manner. If a Member registers more than once, the most recent Membership ID shall be deleted. Any Member Benefits shall be revoked.
3. Legal Relationship
3.1 Nothing in any agreement between a Member and myWorld shall render a Member an employee, servant, worker, agent, shareholder or partner of myWorld nor shall any Member hold himself out as such. Participation in the Cashback World Programme is a Member’s sole responsibility and is legally independent of myWorld.
3.2 A Member is entitled only to receive Member Benefits. A Member is not entitled to any remuneration extending above and beyond this. A Member is not entitled to the reimbursement of any expenses. This applies particularly should the Member recommend the Cashback World Programme to others.
3.3 A Member is not authorised to represent myWorld in any way and must not make representations regarding the Cashback World Programme; likewise, he must not take as fact any such representations made by other Members. A Member is not entitled to receive money or collect funds on behalf of myWorld. In the event of any breach of this Clause 3.3 myWorld may terminate the Member’s contract forthwith and with good cause.
3.4 Without prior written consent from myWorld, a Member is not entitled to:
(a) use logos, writing, trademarks, slogans, domains, other symbols and similar content from myWorld or a Loyalty Merchant;
(b) create business cards, presentations, videos, audio files, screenshots, web content, media content, flyers, brochures, websites, apps, advertising material, bulk emails, mail shots, homepages or any similar media concerning myWorld or the Cashback World Programme, to distribute them in written or electronic form or in any other miscellaneous manner or to make them publicly accessible (e.g. on internet sites such as Facebook or YouTube);
(c) organise and run events, such as information events, workshops, seminars, etc., concerning myWorld or the Cashback World Programme; or
(d) introduce retailers, wholesalers, other miscellaneous traders, or other companies which offer goods or services for final consumers, including fuel stations, franchisees and department stores as Loyalty Merchants or Members, to conduct negotiations or preliminary discussions or to pursue advertising campaigns of any kind, in particular on the premises or in the vicinity of such a company.
4. Cashback World Programme
4.1 By making a Purchase from a Loyalty Merchant, a Member acquires Member Benefits in accordance with these GTCs. The Member Benefits and their respective conditions are described in more detail in Clause 6. Under the terms of these GTCs, a Member is not obligated to make Purchases or perform any other duties.
4.2 introduce retailers, wholesalers, other miscellaneous traders, or other companies which offer goods or services for final consumers, including fuel stations, franchisees and department stores as Loyalty Merchants or Members, to conduct negotiations or preliminary discussions or to pursue advertising campaigns of any kind, in particular on the premises or in the vicinity of such a company.
4.3 A Member can use one of the follow methods to record his Purchase:
4.3.1 Cashback Card.
4.3.2 Online Shop; to make a Purchase from an Online Shop, a Member should
(a) log in at www.cashbackworld.com using his access data and then select the Online Shop of his choice, or
(b) access the Online Shop from another online channel provided by myWorld to record purchase data
and then make the Purchase directly from the Online Shop. To enable the Purchase to be recorded, a Member must make sure that cookies are enabled and that advertisement or script blockers are disabled during the Purchase process. See Clause 5 for more information on shopping online.
4.4 For the methods described under Clauses 4.3.1 and 4.3.2, the Loyalty Merchant sends all Purchase and/or billing data to myWorld for the calculation of the resulting Member Benefits.
5. Online Shopping
5.1 The Member is recommended to read the Online Shopping section in the FAQs at www.cashbackworld.com.
5.2 The Member is entitled to cancel online Purchases or withdraw from the consumer contract without reason within 14 days.
5.3 For a Member to be credited with Member Benefits, the cancellation period under the Consumer Contracts Regulations must have expired (as described in Clause 6.4.) and the Member must not have cancelled the Purchase.
5.4 A Member who makes a Purchase at an Online Shop is entitled to Member Benefits only if his address registered with myWorld and that of the Online Shop are in the same country. The Online Shops available in each country are listed under www.cashbackworld.com.
5.5 myWorld has no influence over the design of the Online Shops and is not responsible for these websites in any way. myWorld expressly distances itself from any content on these websites that may be illegal or immoral.
6. Member Benefits in the Cashback World Programme
6.1 A Member who makes a Purchase is entitled to receive Member Benefits. The Member Benefits are based on the conditions agreed in the contract between myWorld and the Loyalty Merchant; they therefore vary according to the Loyalty Merchant, sector and country in question. Member Benefits comprise Cashback (see Clause 6.1.1 ) and Shopping Points if applicable (see Clause 6.1.2 ).
6.1.1 Cashback: A Member will receive up to 5% Cashback for each Purchase. A higher Cashback rate may be granted in some cases. The rate granted by each individual Loyalty Merchant is listed at www.cashbackworld.com. Cashback payments are made in accordance with Clauses 6.4 to 6.6 .
6.1.2 Shopping Points: In addition, a Member will receive Shopping Points for a Purchase from a Loyalty Merchant that uses Shopping Points. A Member can use Shopping Points to obtain a discount on a Purchase described in the special offers listed under www.cashbackworld.com. See Clause 7 for further details.
6.2 With regard to special offers, myWorld reserves the right to deviate from the provisions of these GTCs. In order to bring to its Members as wide a range as possible of Loyalty Merchant offers, myWorld makes special discount agreements with its Loyalty Merchants and passes on comprehensive Benefits to its Members. Any special offers agreed with a Loyalty Merchant (e.g. unusual purchases, such as limited term phone contracts or travel packages) will be listed on the Loyalty Merchant page at www.cashbackworld.com (see also Clause 6.3 ).
6.3 The Benefits granted by each Loyalty Merchant are listed at www.cashbackworld.com. A Member is recommended to check the Cashback World website on a regular basis to keep up-to-date with the conditions offered by each Loyalty Merchant. In the event of a change to the conditions offered by a particular Loyalty Merchant, myWorld reserves the right to amend the Member Benefits for this Loyalty Merchant. In such a case myWorld is required to give two weeks’ notice. A Member’s entitlement to Member Benefits is based on the conditions in place at the time when the Purchase was paid for in full.
6.4 For the Benefits to be credited to a Member he must have paid for the Purchase in full and not have cancelled it under the provisions of the Consumer Contracts Regulations or otherwise. Provided these criteria are met, and the Loyalty Merchant confirms the Purchase to myWorld, myWorld will invoice the Loyalty Merchant for amounts due and the Benefits will be credited to the Member at 11pm each Sunday. myWorld expects payment within three months of the date on which the requirements set out in Sentence 1 of this Clause were met. Member Benefitscannot be paid to the Member until the Loyalty Merchanthas instructed myWorld to issue payment.
6.5 Provided that a Member has accumulated at least £9 of Cashback and has provided myWorld with his bank account details, myWorld will transfer his Cashback weekly to his bank account. If a Member does not accumulate Cashback of at least £9 within a period of three years, the amount of accumulated Cashback will expire. Further, if a Member does not provide myWorld with his bank account details within six months of accumulating at least £9 of Cashback, the accumulated Cashback will expire. In such circumstances, myWorld will remind the Member by email or letter to submit his bank account details and advise of the consequences of not doing so.
6.6 If a Member makes a Purchase from a Loyalty Merchant in another country (either in person or online), the transaction may appear initially in the Member’s Cash Account in the currency of that country. Once the Purchase has been confirmed by the Loyalty Merchant, the transaction will be converted automatically, using an appropriate exchange rate, into the Member’s local currency and shown in his Personal Member Area. The validity of Clause 5.4 shall remain unaffected, i.e. a Member is only entitled to receive Member Benefits for an international Purchase made using the channels (e.g. Online Shops) listed on the Cashback World website.
7. Shopping Points
7.1 A Member may be entitled to receive a certain number of Shopping Points for a Purchase.
7.2 The number of Shopping Points granted (if granted at all) depends on the amount spent and conditions agreed with the particular Loyalty Merchant. The Member is referred to the Loyalty Merchant’s page on www.cashbackworld.com, where the number of Shopping Points granted by the Loyalty Merchant for a Purchase worth £90 is shown.
7.3 Shopping Points have no fixed monetary value. Their value is determined by the discount granted upon redemption at the Loyalty Merchant in question. Shopping Points cannot be paid out in cash and must not be transferred to another person for a fee. However, a Member may transfer Shopping Points to another Member free of charge, for example as a gift.
7.4 A Member can track his Shopping Points in his Personal Member Area. These can be used to secure a discount for certain special offers listed at www.cashbackworld.com. The Member can use only the number of Shopping Points specified for the particular offer.
7.5 If a Member uses Shopping Points to make a Purchase, Member Benefits will also be granted. Member Benefits are allocated in accordance with the price after deduction of the discount granted through the use of the Shopping Points.
7.6 Shopping Points will expire at the end of the third calendar year following the year in which they were earned.
8. Online Office & Services
8.1myWorld will provide each Member with his own Personal Member Area at www.cashbackworld.com free of charge. Once a Member has entered his username and password, he can view his Purchases and Member Benefits from the Cashback World Programme. Should the Cashback World websites and log-in area at www.cashbackworld.com become unavailable, myWorld's liability is governed by the terms of Clause 12.
8.2 A Member must retain securely and confidentially his access data for his Personal Member Area (user name, password and PIN). Third parties must not be given access to this information. A Member is able to amend his personal settings at any time at www.cashbackworld.com.
8.3 A Member undertakes to notify myWorld without delay of any improper use of access to his Personal Member Area. Access to a Member’s account will be blocked immediately and new access data will be sent to the Member by text message, e-mail or post. Should a Member suffer loss as a result of improper use of his access data, myWorld’s liability is governed by the terms of Clause 12.
9. Change of Recommender
A Member who has not made a Purchase for a period of at least six months can change his Recommender (if assigned) or allocate a Recommender by nominating another Member as Recommender. The newly-nominated Recommender must give his consent to this change.
10. Data Protection
10.1 As the party responsible under data protection law, myWorld collects, stores and processes Member data such as details regarding shopping habits and previous Purchases, insofar as this is necessary to operate the Cashback World Programme, i.e. calculating Member Benefits. Provided the Member has given his consent, myWorld will also use the Member's data to personalise information about offers and products from myWorld and the Loyalty Merchants.
10.2 All enquiries regarding the amendment or deletion of data can be directed to myWorld Retail Services UK Limited, 40 Bank Street, London E14 5NR.
10.3 Further data protection regulations relevant to the use of the Cashback World website can be found in the data protection declaration at www.cashbackworld.com.
10.4 myWorld uses established security equipment and methods to protect its Members’ data from unauthorised access. myWorld’s liability for the security of data transmitted on the internet is governed by Clause 12.
11. Disruptions to Service
11.1 The scope of services offered by myWorld is restricted to the operation of the Cashback World Programme as described in these GTCs.
11.2 The rights and obligations related to a Purchase shall apply solely to the Loyalty Merchant. Following the completion of a contract with a Loyalty Merchant, myWorld assumes no warranty obligations or liability for the Loyalty Merchant’s service obligations, in particular for the Loyalty Merchant’s failure to fulfil obligations, in whole or in part.
12. Liability
12.1 Nothing in this agreement shall operate to exclude or limit myWorld’s liability to a Member where it would be unlawful to do so. This includes liability for (a) death or personal injury caused by myWorld’s negligence (b) fraud or fraudulent misrepresentation (c) any other liability for which it would be illegal for myWorld to exclude or attempt to exclude its liability, including breach of a Member’s statutory rights.
12.2 myWorld is responsible for loss and damage suffered by a Member that is a foreseeable result of myWorld (a) breaking its contract with a Member under these GTCs; or (b) failing to use reasonable skill on which the Member may reasonably rely. myWorld is not responsible for loss or damage that is not foreseeable.
12.3 Any other claims for damages are excluded, except as provided in Clause 12.6 below. Subject to not being at fault, myWorld is not responsible for loss or damage arising as a result of:
(a) interruptions to a Member's internet access,
(b) other technical and electronic issues (i) while exchanging data over the internet or (ii) when using the myWorld internet portal, myWorld SMS services and myWorld applications for mobile devices, provided myWorld is not responsible for these issues,
(c) technical and electronic issues for which myWorld is not responsible and that prevent Purchases from being recorded (in particular tracking errors and the resulting loss of data)
(d) unavailability of mobile networks or terminals
(e) functional defects on a Member's mobile device.
12.4 The contractual relationship resulting from a Purchase exists exclusively between the Member and Loyalty Merchant in question. Furthermore, myWorld accepts no liability and shall not be liable to a Member for the failure for any reason of a Loyalty Merchantto sell or supply the goods or services required by the Member.
12.5 n as far as the liability of myWorld is limited or excluded, such limitations or exclusions shall also apply for the personal liability of myWorld employees, legal representatives, agents and sub-contractors.
12.6 The limitations and exclusions of liability under this Clause 12 shall in no way affect the liability of myWorld in compliance with its obligations under the provisions of the Consumer Protection legislation.Except as otherwise provided in these GTCs, and especially under Clause 12.1, myWorld’sliability shall be limited to an amount equal to ten times the amount of Cashback accumulated by the Member in the six month period preceding the breach of contract.
13. Costs
13.1 Registration and participation in the Cashback World Programme is free of charge for Members.
13.2 A Member receives a Cashback Card free of charge as part of the registration process.
14. Termination by the Member
14.1 The Member is entitled to end his contractual relationship with myWorld at any time. The contract must be terminated in writing.
14.2 On termination by a Member, he is entitled only to receive Cashback arising from Purchases already made. All accumulated Shopping Points will be forfeited on termination of the contract. However, should the Member terminate the contract due to a material breach by myWorld, the Member will be able to redeem any Shopping Points as described in Clause 7 within a period of eight weeks following the termination of the contract.
15. Termination by myWorld
15.1 myWorld is entitled to terminate the contractual relationship without cause with a notice period of 30 days or with immediate effect for good cause. Good cause refers to substantial damage to myWorld’s or a Loyalty Merchant's economic interests or reputation and a material breach of the Member's contractual duties. The Member's material contractual duties include those set out in Clauses 2.3 , 2.4 , 3.3 and 3.4 .
15.2 The Member will indemnify myWorld in the event of a culpable breach of these provisions. This also applies for the costs of the defence of third party claims. Furthermore, myWorld is entitled to assert any claims against the Member resulting from a breach of the Member's duties, including claims for legal costs.
15.3 On termination by myWorld, a Member is entitled only to receive Cashback arising from Purchases already made.
15.4 Should myWorld terminate the contract for good cause where the Member is not at fault, the Member can redeem his Shopping Points within 8 weeks following termination of the contract in accordance with Clause 7. Any Shopping Points will otherwise be forfeited upon termination of the contract.
16. General Provisions
16.1 Without the prior written approval of myWorld, the agreement between myWorld and the Member is not assignable by the Member nor can the liabilities or rights arising from participation in the Cashback World Programme be used as security.
16.2 Participation by a Member in the Cashback World Programme constitutes only a contractual relationship between the parties; there is no business relationship between the Member and myWorld.
16.3 Individual agreements always take precedence over these GTCs. All such agreements must be made in writing or confirmed in writing by myWorld. It is assumed that the parties have not entered into any verbal agreements. myWorld is further entitled to forward any contractual declarations and information necessary for the execution of the contract to the Member by text message or email, provided that the Member has disclosed the relevant contact details and does not object to this.
16.4 Amendments to these General Business Terms and Conditions and other contractual agreements between the Member and myWorld must be notified to the Member in writing. The Member will be deemed to have accepted them if he does not object to them within 30 days of receipt of the amendment notice. myWorld will point this out to the Member on issuing the notice of amendment. The changes to the General Business Terms and Conditions are only deemed accepted by the Member if the notice in writing has actually been given.
16.5 Words in the singular will include the plural and vice versa. A reference to one gender will include a reference to the other gender.
16.6 Should any provision of these GTCs be completely or partially invalid or unfeasible, the validity of the remaining provisions will not be affected.
16.7 This agreement shall be governed by, and construed in accordance with, the law of England and Wales. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
16.8 A Member must be at least eighteen years old in order to register and participate in the Cashback World Programme.
16.9 A Member is responsible for all charges, fees, taxes etc. accrued by the Member as a result of receiving Member Benefits.
Appendix 1
Glossary of defined terms
“Cashback” is a Member Benefit up to 5% of the value of a Purchase made by a Member at a Loyalty Merchant (see Clause 6.1.1).
“Cashback Card” is a plastic or paper card used in the Cashback World Programme to record a Member’s Purchase from a Loyalty Merchant. It cannot be used as a means of payment. The Cashback Card is also available in electronic form through the use of the mobile app.
Cashback World Programme is the shopping community operated by myWorld that enables a Member to receive Member Benefits when he makes a Purchase from a Loyalty Merchant.
“Consumer Contracts Regulations” means the Consumer Contracts Regulations (Information, Cancellation and Additional Charges) Regulations 2013.
“GTCs” means the General Business Terms and Conditions for Cashback World Programme Members
“Loyalty Merchant” is a business with which myWorld has entered into a contract for the purpose of creating a Benefit for a Member when he makes a Purchase.
“Member” is a person who has entered into a contract with myWorld in accordance with these GTCs and remains as such until the contract has been terminated.
“Membership ID” is a unique number allocated by myWorld that serves to identify the Member and is used to record his Purchases.
“Member Benefit/Benefit” is the benefit that a Member receives or is eligible to receive by making a Purchase. Member Benefits comprise Cashback and Shopping Points, if applicable.
“Personal Member Area” is a Member’s personal log-in area of the Cashback World website as described under Clause 8.
“Purchase” is the acquisition by a Member of goods or services from a Loyalty Merchant.
“Recommender” is a Member who recommends the Cashback World Programme to a new Member. This person (or Loyalty Merchant or other partner entity) is nominated as Recommender when the new Member registers with myWorld. Should a Member change his Recommender, the Recommender is the person whom myWorld has recorded as the Recommender .
“Registration Flyer” is the document to be completed and signed by the Member upon applying for membership of the Cashback World Programme. It must be sent to myWorld and is a binding request for membership.
“Shopping Points” are a Member Benefit described under Clause 7.
